It's really simple: You pay a $50 Initiation Fee, and then you pay your monthly membership each month. Example: You pay $10 every month—cash, check, credit. After 6 months or after 7 months or after 3 years, you decide that you no longer wish to be a member, you just stop coming to the gym and stop paying. It's that simple! But let's say you change your mind after three months, and decide you want to come back; you pay for the months you missed, in this case, $30 and your membership is reinstated, and you are back to paying $10 a month. If more than 5 months ,you will need to pay another Initation fee and start over. Simple!